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Finance

Interest free credit is available on all purchases of £300 or more. You can apply over the phone
or in store – it's quick, easy and you'll get an instant decision. Our online retail finance partner is
Pay4Later. Credit is provided subject to status.

How to Apply
You can apply for credit in several different ways:
From our website select the item you wish to purchase. Select 'finance' as your payment option.

CALL OUR TEAM ON: 01262 603 537 for a quick decision!

Or call us on 01262 603 537. Our sales team will complete an application form with you and email you
an agreement to sign. Or simply visit our showroom.

The application process only takes a couple of minutes and you get an instant decision.

To apply for finance you must meet the following criteria:
• You must be over 18 years of age.
• You must be a UK resident with at least 3 years continual address history.
• You must be in full time employment, unless retired or a house person with a spouse in full
time employment.
• You must have a UK bank account capable of accepting Direct Debits.
• The goods must be delivered to your home address.

Finance FAQs

How much can I borrow?
When checking out, just fill out our easy online application form and you can be approved for up to
£5,000 to use for the equipment you wish to purchase. Use our calculator to determine how much you
can spend based on your monthly payments. The minimum order is £300.

Is a deposit required?
Yes. A 10% deposit is payable by credit or debit card upon acceptance.

How are my monthly payments paid?
All monthly payments are paid by direct debit from your personal bank account. Typically the first
payment will be due one month after the date of the finance agreement and subsequent monthly
payments will be due every month for the length of your term on that day of the month.

What type of equipment can I purchase?
Any of our products, extended warranty (excludes installation). However, please remember that
the minimum order is £300.

What length of repayment is available?
Models in the Pure Range can be purchased over 12, 24 or 36 months. Models from the Platinum Range are available over 12 and 24 month repayment terms only. All other purchases up to a total of £3000 is available on fiance over 12 or 24 months. Fiance taken out for a spend of over £3000 are additionaly available for 36 month terms.

How do I apply?
You can apply on our web site, by calling us on 01262 603 537 or in our showroom.

Can I pay my agreement off early?
You can settle your loan agreement at any time. Simply write to Ikano Retail Finance and they will
calculate and send you, your settlement figure. Your settlement figure and date are calculated in line
with the Consumer Credit Act.

The Free Gift offered with Platinum Range Steam showers cannot be exchanged for other items or monetary discounts and is only available with Finance Options once accepted.

Finance cannot be offered with any discounts otherwise offered by the company.